*Business questions>>>Renting & Real Estate Questions

What are house prices like in the USA? Can a single ordinary person, with, say a clerk job, buy a house?

Question:
Or does it take two good jobs to buy a house?

Answer:
Yes you can! But it depends on your annual income, your debt-to-income ratio, your credit scores (at least your 2 highest scores), how long you've been on your job(they normally like 2 years) and how well you've paid your rent (usually the last 1-2 years for that).

There are other ways to obtain properties as well, but trust me, you don't need carlton sheets to do it. Your local court house and sheriff sales are all you need to obtain information on foreclosed properties. Many times you just pay the back taxes and it's your home. But, the original owner can reclaim the home within the first three years that it was left basically abandoned, so there is a downside. But the upside is, many don't so it becomes yours to keep.

So remember, we're in the information age; and information sells. So Carlton Sheets and others are selling you what you don't know, but what you can find out for free. There was a guy here, who bought 14 properties with no money down, true story. My Father has 4 properties he purchased with less than $5000, but their total value is well over $270,000 (he lives in one of them, does his business out of another and rents the other 2). My husband and I just bought our home that came with over $20,000 worth of equity in it, in a very nice subdivision, with no money down. We only paid $400 at closing and the loan was done in my husbands name only (I'm a Stay-at-home-Mom, so I have no income) and he doesn't even make $24,000 a year!

So research, research, Research! Because there are ways!

PS we purchased this house in May after being discharged from a 4 year bankruptcy in March. We used the free information our city has available and found our home! And we're not real estate agents either! Wish you the best!