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| answers about Personal Finance Questions |
| URGENT ! How can I cash my paycheck ? |
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Stop and think about this now, you have brought them a strange check, from another state. They don't know you nor have a relationship w...... |
| how do you get bank charges credited? |
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You can write to the complaints department of your bank, and express your disgust on the matter. You can also advise them that the OFT (Off...... |
| Is it worth opening a student account? |
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As long as there are no fees and as long as you continue your current financial prudence then it is worthwhile to open a student account (an...... |
| who is responsible for keeping track of 401K's rollover accounts' cost basis? |
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You don't need to know the cost basis. When you take money out of a 401k the entire amount is taxed as income so it doesn't matter ...... |
| How can I convince my bank to reverse overdraft charges? |
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I had that happen to me a couple of times also with my ATM card. I got messed up simply because some of the charges were not deducted from m...... |
| Can you donate a house to a family member as a gift without being taxed? |
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the property you are transferring must have a value, that value is to determine the captial gain.
1) When you transferr to your daughter,...... |
| Great ways to save money? |
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Get a Checking Account, and have a certain amount, like $ 10, or $ 20 or so EVERY MONTh auto drafted out of that checking ac...... |
| How do I cash a check made out to my previous last name? I just got married.? |
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Endorse the check twice. First as your maiden name and then under it, write: For deposit only to the checking account of:
Mary J. New N...... |
| how bad is bankrupcy? |
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i filed and it was like removing a mountain off my shoulders. i have not tried to purchase anything major like a house or a car yet, however...... |
| Which card to get rid of? |
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I would keep both but just cut up the older card with no balance. The reason is that a large portion of your credit score is calculated on ...... |
| What percentage of your earnings do you save every payday? |
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Depends what kind of responsibilities you have.
I'm married with two kids. I have them take 8% into my 401K every paycheck- plus we i...... |
| cash advance loans? |
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close your account! they're horrible... I'm assuming trying to talk to them won't help. I would get a new account and close t...... |
| borrowing from my 401k to pay off debt? |
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All of the experts will have a vested interest in the opinion provided to you. Most will say, "DON'T DO IT!!!" Some of the r...... |
| how much trinidadian dollars make one Japanese yen? |
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1.00 JPY Japan Yen =0.0533941 TTD Trinidad and Tobago Dollars
1.00 TTD Trinidad and Tobago Dollars =18.7297 JPY Japan Yen...... |
| Are you retired and do you really miss your paypacket? Or were you very careful? |
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Yes we both miss a salary and regardless of pension we now struggle to survive. It did not matter how careful we were, inflation ate it all...... |
| Is the Bank of Scotland Base Rate of Interest different to the Bank of England Base Rate? |
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Technically there is no longer something called the BoE Base Rate. It was the minimum lending rate, the base rate, the repo rate but is now...... |
| i want to know the price of graphite per ton? |
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depends
on which place u wan to buy it...... |
| will i get my rebate? |
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I work for the HMRC and it's not as easy as that.
Where did you send your P45 to? You should have kept part 1a (the top sheet) for y...... |
| Cost bases of stock? |
| ...... |
| I am trying to figrue out my home loan. How do I put 5.99% as a decimal? |
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.0599
Try this site to do the calculation for you as a mortgage isn't just straight interest it is compounded.
...... |
| Private Pensions. What circumstances would allow me to withdraw the total fund value rather than buy annuity. |
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拢15,000 is the magic figure. If the total of ALL your pension funds is less than that and you are over 60, you should be able to take it as ...... |
| If I've lost paperwork for a credit application which contained private information like my social? |
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Contact all 3 credit repositories (Trans Union, Equifax, Experian); ask them to put a fraud alert on your credit. They will place an alert/...... |
| how to you break down your salary? |
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I'd say, divide 35,000 by 12. Then divide the answer by 4. That should give you a pretty good estimate before taxes....... |
| 40K good paying job in the US any more? |
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It would be a reasonable starting salary but you wouldn't have anything extra in the city. If you lived in a small rural community, thi...... |
| in texas, if my gross income is $120 a paycheck, and i have about 2-3 dependents, what would the net pay be? |
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At that rate, you will not have much (if any) state and federal income tax with held, however Social Security tax is 6.2% + 1.2 % (medic)wit...... |
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