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| answers about Insurance Questions |
| My husband was hurt on the job yesterday. His workman's comp insurance tested him and found .036 alcohol. |
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Get the drunk into AA and hope that he doesn't get fired....... |
| does a wooddust extraction filter require a spark detection system? |
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Absolutely. The company handling the dust extraction filter should also do the fire suppression & alarm system....... |
| Does life insurance kick in even in the event of a suicide? |
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While I hope you aren't considering suicide, yes, the majority of individually written term life insurance policies will pay if a suicid...... |
| how much can a person make as an insurance agent at New York Life? |
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Commissions are about 95% of first year premium for whole life, 40% of first year premium for term life. Renewals are about 3% of the premi...... |
| What is the role of an insurance underwriter? |
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One thing that the other answers have forgotten: underwriters work within the guidelines of the insurance company, as the first point in the...... |
| Who has the cheapest car insurance? |
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Gieco...... |
| What is the responseability to OTHERS of renters insurance? |
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If the person who's shower was running has renters insurance turn in a claim to that company. The damage to your property would be cove...... |
| Any disadvantages to having two (20 & 30 yr) term life insurance policies for half the amount each? |
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I don't see a significant disadvantage. I have clients who do this a lot. The only disadvantage being if you need both policies beyond...... |
| How do I become an admitted insurance broker? |
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You need to get a company to appoint you - and that's mostly through networking.
Usually in your shoes, YOU don't get to choose...... |
| Is it legit for insurance companies not to cover you if you have a medical condition? |
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It's the insurance companies responsibility to balance their risks - and that is why most have an admitting process. If you live in
C...... |
| Does type one diabetes count as a disability? |
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By itself, type 1 diabetes is NOT a disability. There are LOTS of people with t1 who are NOT disabled.
You are not eligible for disabil...... |
| If my home suffers damage, how can I maximize the payout under the homeowner's policy? |
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They'll either pay the depreciated value or the full replacement cost, depending upon the terms of your policy. You're not legally ...... |
| Term Ins. vs. Cash Value insurance which is better? |
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Great, we have some Suzie Orman's in the crowd, giving advice without any fact-finding. Term vs Permanent is the battle of the ages. Ter...... |
| HUSBAND NEEDS MEDICAL ATTENTION, our insurance is in transition...any suggestions? |
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Whether or not there will be insurance coverage depends upon the effective date of the reinstatement of his health insurance.
If it'...... |
| largest mutual life ins companies by revenue? |
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MetLife and Prudential are not mutual companies. Mutual means they are owned by the policy holders. MetLife and Prudential are publicly tra...... |
| Do I have the right to cancle a life insurance policy within 3 days after signing it? |
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Yes, you can cancel your life insurance policy at any time.
However, depending on your state laws and the terms of the life insurance pol...... |
| how do you start a computer and the enternet? |
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turn on your computer and go to the interenet...... |
| house insurance question??? |
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If you have a mortgage and you cancel the insurance, you will
be in violation of the terms of your mortgage. The mortgage
company can...... |
| Any one inform me that in Canada Ontario how I can get license for Vachel Insurance? |
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to sell insurance in canada/ontario, you need to obtain your CIP designation (Chartered Insurance Professional).
this designation is gr...... |
| is there a difference if you buy an insurance product from a bank as opposed to one from an insurance company? |
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Insurance products are insurance products. The fact that a bank is offering them to you doesn't change the fact that they are insurance...... |
| Can a love one to a peron on Death Row claim Life insurance on him/her?? |
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Yes. You may be able to collect on a life insurance policy if your loved one dies from execution or dies on Death Row.
First, however, yo...... |
| Insurance policies typically define words used in the policy to:? |
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This is easy.
If you study law, you'll know this. Almost every word in an insurance policy has been litigated over.
The litigatio...... |
| My bike was just stolen on Monday....? |
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Kelly Blue book is not what is used to arrive at actual cash value, if that's what the policy says is used to determine value. Some of t...... |
| is buying life and disability insurance mandatory with credit cards? |
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No It is not....... |
| I have dual pharmacy coverage for my medications. What insurance company pays for my drugs? |
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It is not illegal to have two health insurers, as one answerer wrote. In fact, many folks have dual coverage. However, to submit a claim t...... |
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