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What does Claims Adjuster do?


Question:
I got a job offer with an insurance company. This is my first job offer, so I am not sure if I should accept it. Is this job well-paid or not? I kinda have an idea what I should do, but is it worth it?

Answer:
it really depends on what line of business you're in. i was an auto adjuster for 6 months and i really don't know if i would ever do it again. as it was said, people get really crazy, many people think insurance should just be an open checkbook and they should get paid whatever they say. an insurance company's job is to pay what is legally obligated to pay, no more, no less. when you pay a premium, what you are doing is paying a contract for the company to absorb some of your legal obligations. i've worked in worker's comp and am now in property. all have been business lines, and so i can't speak on what personal lines would be like. as someone said, it's a great leg-in to the insurance industry if you are after it and there is always a demand for adjuster's in all lines of business. just don't make the mistake of thinking it will be a breeze job. very few people are happy when they have to file a claim and as you can see, many people think you are out to stiff them. you will deal with that kind of attitude daily. if you have the personality to deal with that, go for it. just make sure you are compensated appropriately and make sure you get proper training. you don't want to go in unaware.
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