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| answers about Credit Questions |
| we got a car since a year with a credit ,is thay a way to trade it in already? |
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You can trade in a car whenever you want.
Just remember that if you bought a new car, you have to eat a lot of the depreciation.
A car...... |
| How can i get my credit score up? |
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Credit Score Explained
...... |
| Why do I get loads of credit card junk mail? |
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Everyone does.
Here's what I now do:
Remove postage-paid return envelope
Remove my name (usually in 2 areas)from form
Stuff ...... |
| Should I send photocopies of my soc. sec. card, driver's license, and a utility bill for a credit card? |
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It depends, is it one of those bad crdit credit cards? I've got a Rewards 660 they required copy of utitlity bill (proof or residence) d...... |
| Which rental car companies don't require a credit card? |
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Hertz, Enterprise, Budget but your debit card must have @ least 300.00 on it....... |
| how do u check your credit without using a credit card? |
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www.annualcreditreport.com...... |
| I need a loan for 2000 dollars today but my credit is less than average? |
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Cash Call will loan anyone money....... |
| Do I Have a Good Chance ofGetting Approved? |
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There are lots of second chance lenders out there. You can get a loan but you have to be able to live with the terms they want to give you ...... |
| protecting yourself credit card fraud & identity theft? |
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Many states (New York started on Tuesday) allow you place a credit hold on your account. This prevent accounts from being opened in your na...... |
| What should I do to get the best credit possible? |
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Obviously pay your bills on time, but then what?
Build, Build Build!!!!
Here is a fantastic article on exactly that: ...... |
| Would living overseas for a couple years affect your credit? |
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No not at all, I have lived overseas 4 times and there is nothing about it that effects your credit. If you use credit cards and pay them on...... |
| Why do credit card transactions take 2-3 days to post instead of instantly posting? |
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Your transactions go thru a "clearing house" with all the other transactions. Then, each card number is matched by the association...... |
| what are the laws in texas on car financing collections? |
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Texas finance laws are rather "loose" I think. I live in Texas and made the mistake of financing my laptop through Dell. 1 day lat...... |
| credit card theft. Have proof & video of suspect. What type of lawyer can help me file suit? |
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I am impresssed with your vigilence. Be patient. It may get worse before it gets better.
The following article is about credit repair...... |
| The gas pump said my debit card was "authorized", but now the bank says I must pay overdrafts, is this legal? |
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Actual a debit card is linked to a checking account. If the checking account has overdraft protection. It will use this.
Now if the c...... |
| Who do you complain to about Chase Bank and the way they screwed me? |
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I would not waste anymore time dealing directly with the bank. Gather all of your documentation, actually always continue to document and ke...... |
| Lets Say Your Credit Score is 621, if you pay off a auto loan, how much higher will score rise? |
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This is a good question. It depends on so many things that there is no REAL answer. If you have a lot of open accounts, closing one will h...... |
| Where can I get my credit report? |
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www.annualcreditreport.com...... |
| Can anybody tell me a reputable cash loan company? |
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Don't fall into those traps, they charge HUGE fees/APR!!!
Instead try ...... |
| i just got a credit card what the best way to make my spending limit go up? |
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Usually the credit card company will continue to increase your limit as long as you continue to pay the blils on time. Start missing payment...... |
| Is it legal to require a minimum dollar amount on credit card transactions? |
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Like answerer #1, I have also signed merchant account agreements. Not sure where all these other peple are getting their answers but from p...... |
| If my wife and I.? |
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it used to be that a wife was not responsible for her late husbands debts.i am sure it still the case so i don't think your children wil...... |
| Does you credit score go down when the limit on ur credit card increase? |
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Increasing your credit limits is one of the fastest and easiest ways to increase your FICO credit scores.
When you increase your credit l...... |
| I went to the store and the debit card machine was broken so the cashier took my card and "charge it" |
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When you have a logo on your credit card (visa/mastercard) you can run it either as a debit (or pin based transaction) or a credit (signatur...... |
| Ineed a small loan for dental work and some other repairs on my house? |
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Just thought I'd share I have dental benefits through Ameriplan. For less than $12/month, I'm able to save up to 80% on everything f...... |
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