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| answers about Credit Questions |
| how low should I pay down my credit card balance? |
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Zero is the best answer. I don't know what fool gave a thumbs down to everyone who said it, but nonetheless it's true. If you want...... |
| Anyone know a good websight to charge on? |
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go to Billmelater.com, be careful though....... |
| are cashback and cash advances the same thing? |
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You can't get cash back from a store when you use a credit card, only with a debit card.
You must understand that a store pays a perc...... |
| Is this causing my credit score to decrease? |
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No, you aren't abusing them. As a matter of fact, you sound like you are managing your credit very wisely!...... |
| Has anyone ever tried the "Raise your credit score in 24 hours" kit? |
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No, it's not worth the money. I did not try the 24 hour one, but I was suckered into a 90 day one. The information you PAY for is basica...... |
| how is credit rating calculated by banks? |
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According to Fair Isaac's this is what I have found...
Factors used to score you, in order of importance (information marked with a *...... |
| Why is the Majority of Spam asking me to Buy: Viagra, a Fake Watch and a Loan I did not apply for??? |
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Because they think you're broke, impotent, and stupid. ;)...... |
| Is having 8 credit cards a GOOD idea? |
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I'm not a credit specialist, but I do work in finance, and I personally think that's just too many. Are you using all of the cards? ...... |
| I would like to find the form letters that credit repair agencies use. Does anyone have this hook-up? |
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The best way to get your credit repaired is to be honest with the reporting companies, simply explain your situation and they can get you go...... |
| Can they take my house and land? |
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If you did not tie the house to the note then no.
can they put a lien on it? maybe.
usually they take the car auction it off and then come...... |
| I owe over 20,000 in credit card debt over last several yrs and now I can't make pmt what can I do?? |
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check these links, then decide what you want to do,
see the FAQ on the first link down but really there's plenty of advice throughout...... |
| How much money does the average person make annually? |
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$30,000 is the national average income for the year 2006....... |
| Think i can get a mortgage? |
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probably not, but it depends if u have credit
...... |
| Is it too late now? |
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If you want to try and pay these off, try this.
Figure out just how much you can afford each month to pay off these guys. Call them up a...... |
| about credit card limit ? |
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The funds should be available as soon as they're posted -- meaning, once the payment clears, you can spend another 500 bucks.
The bes...... |
| Is bancruptcy an easy option nowadays? |
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Before, I'd say go for it. Nowadays, they are very strict on Chapter 13, (don't do it)
Now Chapter 7 is another story, If you wan...... |
| EIN Number? |
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Well not only would it be illegal it also wouldn't work. An EIN # is an Employer Identification Number typically issued to use when you ...... |
| cingular wireless bill 3439 my monthly income is 1000 how much should i send to get this balance down? |
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1st - Shame on your mother!!! Don't let her anywhere near your phone again. In fact you should watch your CC's too. Sick or not t...... |
| What ways are there to get judgements off your credit report.....time limits, things like that? |
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There is something else you can try...
You can try to get it removed from your credit report by writing the credit bureaus (each one) and...... |
| How long do defaults remain on your credit record? |
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It's amazing.....every single answer is wrong.
Even more amazing...I've posted this same answer dozens of times!
OK, once ...... |
| Anyone know a good websight that offers charge accounts? |
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I would suggest a debit card that is connected to your checking account. Credit and charge account pile up debt and with a baby on the way t...... |
| Easy credit card to get? |
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I had rough time getting my first credit card also. Citi sent me info in the mail for signing up with them so i tried and it worked. I had a...... |
| Personal loan.? |
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I don't know about that website personally but if you're a member of a bank or credit union, I'd try them first. Yeah they'...... |
| How hard is it to file bankruptcy? |
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now days you have to go through an evaluation process to see if you can do a chapter 13 instead of a 7. If you can you have to go through a...... |
| how can I help my dad from getting his car reposessed? |
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if he can't pay it - he could file bankruptcy.
if his health is that bad - he could collect his social security.
if he hasn't spen...... |
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