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| answers about Credit Questions |
| Student Loans and Bankruptcy? |
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It a hard call. In America on a Bankruptcy the loans are deferred, but, not forgiven as in your case. And, if you are in Default you can not...... |
| Why shouldn't you use a debit card at a gas station? |
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Debit is safer because you have a PIN and if you feel that has been compromised you can change it. With a credit card all they have to do is...... |
| Why are some of my credit cards on my kid's credit history?? |
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You answered your own question. You authorized cards for them. That means that the payment activity will reflect on their credit history a...... |
| Joint credit cartd account? |
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depends on what you want - they all take joint applicants - you know that you will be responsible for ALL charges that your joint applicant ...... |
| what trouble would a person be in if they did not pay for a credit card.? |
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She should write them a letter instructing them to stop harassing (her right).
She can contact a credit counseling service who will negot...... |
| Does Anybody work for the credit agencies?? |
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Yes I do work with a credit agency.
No we do not get any extras of any sort by doing so....... |
| If I am applying for a car loan, and I have a cosigner, will my credit play a role? |
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Yes both of your credits will play a role. Just your alone won't have the full effect of their decision...... |
| How can a credit bureau change info from each of my bankruptcy listings? |
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Would you like a quick answer?
Do you have a copy of any old credit report that shows these listings as "included in bankruptcy"...... |
| Ok my FICOs dropped to 640...could i still apply for the best interest rates with a mortgage in California? |
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Yes...if you are in Los Angeles,CA lender's like National City will give you the best interest rates for those fico scores..and given th...... |
| Are there any easy credit programmes for bad credit available in canada? |
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you need to build credit? or you've already have credit but need to fix it?
If you would like to build credit, then
1) get a monthly...... |
| How does one get out of debt under a year when you only 1300.00 a month?? |
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You took the first step...you asked HOW you can get out of debt, which is great! Some people want to avoid paying back their collectors, but...... |
| can i still get garnished if i pay a smaller amount then the creditor wants? |
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Talk to them, and make the agreement to pay less. Send them a note explaining why you'll have to do this, at least it is in writing, and...... |
| Currently, what is the best credit card deal on transfering a balance? |
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its citicard, they have good interest rates.
try here to compare all of them.
...... |
| pay off old debt (2002) or don't? |
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I would tell you that if the debt is from 4 years ago paying them off will do more harm than good. The way that the credit reporting agencie...... |
| WalMart's Bill Me Later? |
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I use Bill Me Later. If you go to their website, billmelater.com, you see that even Petco, and other sites use it too.
I have never had a...... |
| Where is the best place to buy a Pre Paid credit card? |
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if your trying to build /repair credit go to orchard bank.com...... |
| What is 17.99% interest on this? |
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Actually, you would pay .1799*340.41 = $61.23 for a whole year of interest. Credit cards charge you based on daily balances usually. So 8 da...... |
| where is a website where you can enter a loan app and multiple banks can review and approve your loan? |
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I wouldn't do it, I tried this about two years ago when I was looking at buying a house and I ended up having several lenders check my c...... |
| Considerings bankruptcy.. any one been there..? |
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File quickly especially if your annual income well exceeds your debt. My mother filed in feb. and her credit score and history was very good...... |
| How long does it take to credit your band account after a return? |
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It will show up at the bank on the following business day but it will take two days to show up in your account....... |
| How can I get a new identity for credit etc...? |
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Here is the answer! Hope this helps....... |
| free credit report websites?? |
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Well, you might want to try this website first to learn more about credit report and score:
...... |
| Anywhere I can apply for and get a credit card with NO credit history? |
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The below website provides links to companies that offer CC for no credit/bad credit applicants. Been through it myself, and it works. JUST ...... |
| Are prepaid Credit Cards a good way to begin to establish credit? |
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One excellent way to build a credit is, to go to a bank you have business with and open a savings account, then deposit 500 dollars. Have t...... |
| What's the best way to re-establish my credit? |
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I agree with Captain Paul but I will add to stay away from lifestyles which invite the use of credit.
For STYLES, 8 years have to pass be...... |
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