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    Do you want information on Credit Questions? This category is your resource for helpful answers to Questions about Credit. The Editors of this Credit site collect frequently Questions and answers about Credit for your searching and browsing. Hope you can find what you want.Happy surfing!
    answers about Credit Questions
    using a credit or debit card?
    The difference in using a credit card and debit card online is the recourse that you have if they overcharge you. (Like what you are expect......
    How does your credit score decrease?
    Every time you apply for credit, make a late payment, bounce a check, get a credit line increase, these are all items that could affect your......
    All American Gold? USA Gold? Whats the deal with shopping clubs?
    Do not fall for this one, it's obviously a trap. What they're basically doing is charging you for the 'privilege' of buying......
    Has anyone been ripped off or been familuar with a loan company called hawkinsgroupltd?
    I heard of hawkins group ltd. I just receive a $5000 loan with them with no problems. I had to send $500.00 as some kind of collateral pay......
    How do you improve your credit score if you have poor credit and new accounts?
    Lenders are like scared little kids... they rely on what everyone is telling them, and your credit report says it all. If you were to le......
    is it legal for collection agencies to call seven to ten times a day?
    The previous answers are not quite on track. Remember, it's NOT your responsibility to prove you DON'T owe the debt! It's th......
    What steps to take against a Collection Agency?
    You obviously have already figured out the previous responders don't have a clue of what they are talking about...so let me help you. ......
    how to get out of debt fast?
    If you have equity in your home, see if you can get some of that money. Then contact your creditors and tell them you are unable to pay your......
    What is the base rate?
    the base rate is a rate that everyone else BASEs their own lending RATEs on. In the UK this is set by the bank of england. So a tracker mor......
    does anyone know of a credit card to get, so i can start to repair my credit?
    go to Bank of America and get a fully secured credit card..it may start off at $300 which is your own money..but it helps your credit and te......
    How do I stop anyone living at my house, such as a lodger, using my address to raise a loan or credit?
    You need to keep your personal papers and mail from getting into their hands. Get a p.o. box or a locking mail box and you keep the key. As ......
    Help!!!!!!?
    THe creditors will chase you, especially when your account is with a debt collection company. Want to know how they will find you? When ......
    ....how will it look on my credit report?
    A co-signed account by itself does not lower your credit score. But, your score does consider how much total debt you have. So, indirectly......
    What is the best way to get rid of a credit card?
    first of all..how long have you had the account??? the best way to get rid of it..is do a "settlement". that will be 90% of your b......
    what is the difference between a debit card and a credit card...explain ellaborately?
    The major difference between a debit and credit card is that a debit card funds comes directly from your checking account and a credit card ......
    Does anyone know where you can purchase a prepaid credit card so i can buy on line?
    Many retailers and Check Cashing establishments sell them. Go to www.netspend.com or www.greendot.com to find locations where you can pur......
    Question about Credit...?
    If you have no good or bad credit history, you almost certainly have no credit scores. Therefore by applying for credit, you can not lose an......
    debt settlement or consolidation or bankruptcy, which is best considering?
    Short answer: Probably debt settlement, but it does not work in every case as certain creditors are highly likely to sue. I wrote an two cha......
    Can a Pre Paid Credit card help improve a person's credit score?
    Yes, prepaid credit cards can help improve person's credit score. Though, not all prepaid (or secured card as they call) will help you d......
    If I have a $300 credit card limit. What's the MAX I should spend?
    Why close the acct? Are you aware that your credit score is based upon how OLD the accts are? So, if this is your oldest CC acct and you clo......
    Including a "judgement" on your bankruptcy?
    at least in Kansas last year when I did the bankruptcy deal, there were no specific indications that I couldn't add a judgement to my li......
    How can I find the best rate to change from euros to british pounds?
    Call Currencies Direct and ask them. I am an estate agent in the Costa Blanca and my clients often use them. Or alternatively check out othe......
    All those people that want credit cards?
    i did it and i regret it, i suppose you apply for one really when it comes in post offering you one i aid to my self just for emergenies bu......
    Who will lend me money for coastal Vaction,s?
    I give out loan to Business Men and women who are into Business transaction, I give out long term loan for three to five years maximum with ......
    auto loan questions?
    First of all, you shouldn't have a problem getting another loan but my question is do you need or want another car? If your fiancee wor......
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