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| answers about Credit Questions |
| Can a charge go through a maxed out credit card? Even if the imprint was taken before it was maxed? |
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The charge can "go though" the system to the credit company, but the real question is will the credit card company honor it.
Th...... |
| Has anyone ever been charged a brokers fee for getting a loan(not mortgage)? |
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All brokers charge an administration fee for unsecured loans, you shouldn't be charged an administration fee for a secured loan. Fees fo...... |
| Somebody charged my lost credit card, what do I do? |
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Tell the company that you challange the charge, and ask for copies of the documentation. Then file a police report for theft and fraud.
The...... |
| Can a bank legally repo a vehicle if you are only one month behind on payment and are attempting to pay? |
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If the dealership you bought the car from signed recourse on the loan they can do anything they want. (This is rare.) Typically the bank w...... |
| If my car loan is late every month, will the bank repossess my car? |
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They won't repossess your car for making late payments, but they will report it to the credit agencies and it will reflect in your credi...... |
| Can I get approved for new credit after a Debt Management Plan? |
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Not while on the plan, and maybe even for years later. It is a catch 22 to sign up for those things.
It is best to pay the higher fees bu...... |
| Can I get a credit card when i"m 13??? |
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Have you thought about a pre PAY credit card? Your parents can help you set this up.
You put money on the card- and in turn--- you get t...... |
| Can a collection agency place a lein on your house for $850 in California? |
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Not until they get a judgment against you. Then, it depends upon homestead exemption laws in CA. Odds are they are trying to scare you (an...... |
| Has anyone tried a debt consolidation/settlement company and do they really work? |
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If you cannot pay your debt, and you can't negotiate with your creditors directly, then go to a credit counseling site - not a settlemen...... |
| after disputing an item and don't work what do i do next? |
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Don't give up. They should have given you a reason why they didn't delete. I myself got things deleted last month and my score has...... |
| Does anybody know what the highest point is you can receive on your credit report? |
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850
But you don't need to get that high to enjoy the perks of good credit.The mid 700's can get you preferred rates....... |
| who to call about a lost or stolen visa card? |
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1-800-VISA-911
24 hours a day, 7 days a week...... |
| How do I establish and start building credit, when it's already bad? |
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First, as an american citizen, you're entitled to get your free reports once a year- so go see if those bills are on there at all. www.a...... |
| refinancing car loan with bad credit? |
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I ...... |
| FICO Credit Score Scale? |
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350-850 is what alot of the sites say including myfico and truecredit.com
However I do not fully agree with the scales that someone up th...... |
| what is the best way to consolidate credit with a poor credit score? |
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The very first thing you need to do is get all your bills together and include collection accounts of the last 2 years. Second get a copy o...... |
| If something were to happen to me, would my husband be responsible for all my credit card debt? |
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No he would not, UNLESS he cosigned them also. If they are in your name only, then all he would have to do is send them a copy of your death...... |
| Would the NAACP investigate me if I start a credit card company with a 46% AIR for African Americans? |
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I would think so. But, you really shouldn't do something like this. It makes you look like a theiving crook company like PROVI...... |
| Are there any Prepaid credit cards that report to credit bureaus? |
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None of them.
You are paying in advance for the credit card, so you don't have any credit. There is nothing to report....... |
| Credit report question... what helps? |
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Not everybody reports to the credit bureau. You can ask your landlord if they are willing to but usually only credit cards, bank and auto l...... |
| I want to open an account at the bank, but i not have the money to do so. Do you know any solution.? |
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If your employer is willing to deposit your pay directly into your bank account, the bank should be willing to open the account without an o...... |
| Do you think a credit card is a friend or foe? |
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It depends on your level of self control. If you only purchase what you can afford to pay every month, a credit card is a handy tool. I us...... |
| What are the latest scams to hit the u.k.? Are people still falling for that Spanish lottery? |
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If you send me 拢1.50 I will tell you....... |
| Does anyone in the Yahoo Answers community work for an FHA lender? |
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No, FHA is for first time Home buyers that have not bought a home before, It has nothing to do with low income. There are some programs out...... |
| What does default mean when it comes to looking at a credit check? |
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A default means that you did not meet the repayment terms of an obligation and "defaulted" on your loan.
You should probably ...... |
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